If you’ve been scrolling through social media or watching TV lately, you’ve probably come across a shiny ad from Momentum Solar pyramid scheme. Maybe it promised “free solar panels,” or boasted about how you could cut your utility bill in half. Sounds great, right? But here’s the catch: the internet is filled with customer complaints, contract horror stories, and questions like “Is Momentum Solar a pyramid scheme?”
Let’s not beat around the bush—when people throw around terms like “pyramid scheme,” there’s usually a reason. So I decided to investigate the company, read through hundreds of reviews, dig through their policies, and understand what really makes people so upset—or impressed.
So here it is. No fluff, no bias. Just a human take on a complex company.
1. What Exactly Is Momentum Solar Pyramid Scheme?
Momentum Solar is a U.S.-based solar panel installation company. It offers a full-service solution—meaning they handle everything from design and permitting to installation and monitoring. They primarily operate in states like:
- New Jersey
- Florida
- Texas
- New York
- California (select regions)
- Pennsylvania
- Connecticut
On paper, it’s a legitimate energy company with a strong regional presence. They install panels. They generate power. They help people lower their utility bills. Simple enough.
2. Is It a Pyramid Scheme? (Short Answer: No, But…)
Okay, here’s the plain truth: No, Momentum Solar is not a pyramid scheme in the traditional sense.
Pyramid schemes are illegal in the U.S. and revolve around recruiting people, not selling a product. Momentum Solar does, in fact, sell a real product—solar energy systems. Their income is based on solar installs, not on how many people their salespeople recruit.
But—and this is a big but—some of their marketing and sales practices do raise red flags. Especially when you dig into customer stories, where some say they felt misled or pressured into long-term agreements they didn’t fully understand.
So while it’s not a pyramid scheme, some of the tactics used can feel like one, depending on your experience.
3. The “Free Solar Panel” Gimmick
You’ve probably heard it before: “Get solar panels for $0 down!”
While technically not a lie, this marketing is deeply misleading. What many companies (Momentum included) are offering is a solar lease or power purchase agreement (PPA)—where the panels are installed for free, but you don’t actually own them.
You end up paying a monthly fee, sometimes for 20–25 years. That fee can escalate. If you move, you may have to buy out the agreement or transfer it—neither of which is easy.
4. The Real Problem? Contracts
Here’s where most complaints against Momentum Solar come from: their contracts and how they handle cancellations.
Under the Federal Trade Commission’s “Cooling Off Rule,” consumers have three days to cancel a signed contract. Many customers claim they tried to cancel within that window—only to be ignored until it passed.
Here are common grievances:
- Sales reps disappearing after contract signing
- Unanswered cancellation emails and calls
- Claims of forged signatures
- Surprise bills after attempts to cancel
One ex-employee even alleged that salespeople were trained to emotionally manipulate customers into signing—then ghost them afterward.
5. Customer Service Complaints
Momentum Solar doesn’t fare great in online reviews. Although they have an “A+” rating on the Better Business Bureau, they also have hundreds of negative complaints. Issues include:
- Delays in installation
- Long wait times for repair
- Poor communication
- Lack of transparency
In many cases, it’s not the panels that are the issue—it’s the people behind the scenes. And honestly, if you’re locked into a 20-year contract, you want to know the company will pick up the phone.
6. On the Positive Side: Not Everyone Is Mad
To be fair, not all customers are unhappy.
Some report big savings, smooth installs, and professional service. There are even verified reviews where people say they cut their electric bills by 50% or more.
Momentum Solar also responds to complaints on platforms like BBB and Yelp, which shows some willingness to address concerns.
It’s not all doom and gloom. If your install goes well, you could be very happy with the result.
7. What You Should Do Before Signing Anything
If you’re considering Momentum Solar—or any solar company—do these things first:
- Read the entire contract. Every word.
- Ask about cancellation policies. Get it in writing.
- Request a breakdown of potential savings. Not just estimates.
- Check who owns the panels. You or the company?
- Talk to neighbors. See if others in your area have used them.
- Compare quotes. Don’t go with the first pitch.
- Look at reviews on multiple sites. BBB, Reddit, Yelp, etc.
It’s easy to get excited about “going solar,” but contracts lock you in—so slow down and ask questions.
FAQs
Q1: Does Momentum Solar offer free solar panels?
Not exactly. They offer panels with no upfront cost through lease or PPA agreements. You still pay monthly.
Q2: Can I cancel my contract with Momentum Solar?
Legally, yes—within three days. But many customers report being ignored when they try.
Q3: Is Momentum Solar a scam?
No. It’s a real company. But poor communication and aggressive sales tactics have led to customer distrust.
Q4: Do you save money with Momentum Solar?
It depends on your home, usage, state incentives, and contract type. Some save a lot, others not much.
Q5: What’s the difference between leasing and buying panels?
If you lease, the company owns the panels. You pay a monthly fee. Buying means you own them and may get more financial benefits long-term.
Q6: Are there better alternatives?
That’s subjective. Some customers prefer local companies or ones with clearer ownership and shorter contracts.
Final Thoughts: A Real Company With Real Problems
So, is Momentum Solar a pyramid scheme? No, but it’s not squeaky clean either.
They install panels. They offer energy savings. But their aggressive sales culture, contract rigidity, and customer service woes make them a risky bet for some.
Before signing, read the fine print. Ask questions. Talk to multiple providers. And trust your gut.